Ultimate Guide to GCash: Maximize Your E-Wallet
What Can You Do with GCash?
GCash offers essential financial services, making life easier for millions of Filipinos. With its user-friendly app, you can skip long lines and manage your finances conveniently. Here’s a breakdown of everything you can do with GCash.
Send Money
Send to Another User
- Express Send: Instantly transfer money using a number, mobile number, or QR code.
- Send to Many: Pay up to 50 people simultaneously, ideal for group expenses.
Send Through Partners
- GCash Padala: Send money to non-GCash users, who can claim it at partner outlets nationwide.
Request Money
- Generate QR: Create a personalized QR code for others to scan and send you money.
- Request Money: Send a payment request through the app for quick, secure transfers.
Transfer Money to Any Bank
Skip bank lines by transferring money to any bank account with GCash. Enjoy low fees and instant transfers to various partner banks across the Philippines.
Pay for Everything with GCash
Buy Load for Any Network
- Mobile Load: Top up for Globe, TM, GOMO, and others.
- Broadband Load: Purchase load for GFiber Prepaid and Home Prepaid WiFi.
- Non-Telco Load: Buy load for cable TV, gaming, entertainment, health, learning, and dating services.
Pay Bills
Manage your bills with ease:
- Utilities: Pay for electricity, water, and internet.
- Credit Cards: Settle your credit card payments.
- Government: Pay SSS, PhilHealth, and other contributions.
- Loans, Insurance, and Transportation: Settle repayments and reload beep™ cards.
Find or Sell a Service with Gigs
Discover freelance services or offer your expertise via Gigs by Raket.PH. Categories include:
- Graphics & Design
- Writing & Translation
- Music & Audio
- Lifestyle
Borrow Money and Access Credit
Get Instant Credit with GCredit
Access a personal credit line to shop now and pay later. Use GCredit to pay bills and shop at partner merchants.
Shop Now and Pay Later Using GGives
Buy items with 0% interest installment plans. No credit card required.
Borrow Money with GLoan
Borrow up to ₱125,000 with competitive rates. Approved funds go directly to your wallet.
Borrow Load
Need load urgently? Borrow and pay back within two days with no extra charges.
Grow Your Money
Have Peace of Mind with GInsure
Access affordable insurance for health, life, job protection, and more. Partner providers include Singlife and Sun Life.
Grow Money with GFunds
Invest in funds starting at ₱50 with no sales fees. Available for both beginner and advanced investors.
Explore Cryptocurrency with GCrypto
Buy, sell, and manage cryptocurrencies easily. Access learning resources and trade securely.
Invest with GStocks PH
Invest in over 280 companies listed on the Philippine Stock Exchange. Start with as little as ₱50.
Save Money with GSave
Enjoy high-interest savings accounts from CIMB, BPI, UNO, and Maybank. No minimum balance required.
Enjoy Experiences, Perks, and Rewards
- Lucky Load: Win prizes when you buy load.
- A+ Rewards: Earn points for Alipay+ transactions.
- GDeals: Exclusive deals and discounts.
- Games & Wellness: Access health services and play engaging games.
- Jobs & Earnings: Find jobs or earn extra cash.
Plant a Tree with GForest
Earn green energy points through transactions and contribute to real-life reforestation projects.
Order Food and Shop Online with GLife
Access mini-apps for shopping, food delivery, and more without leaving the dashboard.
Manage Your GCash Account
Stay organized with these tools:
- Profile: Update details and manage security settings.
- Transactions: View and download transaction history.
- GCash Jr: For users aged 7-17 to learn money management.
- GCash Card: Link and manage your physical Mastercard or Visa.
Add and Withdraw Funds
Add Funds to Your account
- Local Banks: Cash in from BPI, UnionBank, and more.
- Over-the-Counter: Cash in at 7-Eleven, Puregold, and partner outlets.
- Global Transfers: Receive money from international partners like PayPal and Western Union.
Withdraw Cash from Your account
- Partner Outlets: Cash out at supermarkets, pawnshops, and payment centers.
- Bank Transfer: Move funds to linked bank accounts.
- GCash Card: Withdraw cash from any BancNet ATM.
FAQs
What is a GCash Card?
A physical Mastercard or Visa linked to your account. Use it for payments and ATM withdrawals.
How to Apply for a GCash Card
- Open the app and tap “View All Services.”
- Select “Cards” and click “Order a GCash Card.”
- Fill out the form and pay the ₱150 fee.
- Receive your card within 4 to 10 business days.